First Community Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Personal Services

Bonus Banking
This is our premiere relationship banking product. Bonus Banking links our high yield savings account, the "Bonus Banking Money Fund", with FCB's "Bonus Banking Checking".

• Learn more about Bonus Banking

Personal Checking
You receive unlimited check writing privileges.

Money Market Checking
This checking account pays you interest while allowing for unlimited check writing.

Savings
This savings account allows you unlimited access to your money. The first 3 withdrawals each month are free.

"Little Savers" Savings
FCB's Savings Account is designed for our young customers up to 18 years of age.

Bonus Banking Star Club 55+
This attractive banking package is for individuals who have reached their 55th birthday.

Certificates of Deposit
Our certificates of deposit pay competitive rates. Select a time that is appropriate for you and allow your money to grow.

Vehicle Loans
FCB offers vehicle loans at competitive rates and terms.

Personal Loans
We can provide cash for vacations or other personal uses.

Home Improvement Loans
Call us to help when you're ready to add a room, a pool or make repairs to your house.

Real Estate Loans
FCB offers a full array of real estate financing.

Night Depositories
FCB has night depositories located in each market we service for the convenience of our customers.

OnLine Banking
This service allow you to view balances and bank statements and to transfer funds between accounts from anywhere the Internet can be accessed. OnLine Banking with Bill Payment adds the convenience of paying your bills online.

Cashier's Checks
When you need to provide payments in a form that will not be questioned, purchase a cashier's check from us.

Receive Direct Deposits
You can have direct deposits, such as payroll or Social Security payments, made directly into your FCB accounts.

Student Loans
FCB can furnish information and assist with guaranteed student loans.

Visa® Cash Card
The "Cash Card" allows you to pay directly from your checking account without writing checks and can be used where checks are not accepted. The "Cash Card" also works as an ATM card worldwide.

DirectConnect
This is our 24 Hour Customer Service Line. Access is an easy as calling 888.941.2265.

Traveler's Checks
FCB offers the most recognized traveler's checks, American Express®. Don't leave home without them when you are traveling.

Money Orders
We provide personal money orders to make payments in a secure manner.

Wire Transfers
FCB can originate both domestic and international wire transfers for our customers.

Notary Services & Medallion Signature Guarantees
We have notaries and specified bank officers to acknowledge and guarantee signatures for our customers.

Safe Deposit Boxes
We have safe deposit boxes available in many sizes to store valuable documents.